She Had No Extra Money but I Helped Her Start Her Business Anyway - This Is How We Did It
Apr 12, 2025
This is a very common scenario. I had a client who wanted to make some big changes in her life and she was motivated to do so........but she didn't have any extra money. The amount of her pay cheque was exactly what she needed to live every month. She had more month at the end of the money, as opposed to more money at the end of the month......as the saying goes. There's also another saying..........."where there's a will, there's a way." This is a scenario I review often with my students, inside my international online coaching school.
This lady was telling the absolute truth, she had no extra money in her current budget. That was our starting point. I quickly reviewed where she was spending her money and asked, "are you serious about getting ahead in life and are you willing to make some small changes to get ahead?". She said, "I will make almost any change you suggest within reason". I stated, "if you don't have any extra money to spend, our only option is to go inside your current budget and remove expenditures that are already destroying your health, your energy and your business potential.......are you ready to do that?" She said, "if that's my only move, absolutely!" I replied......."let's get to work with what I found and some of my other suggestions".
She was spending $80 per month on alcohol that was making her overweight, old and tired. That's $960 per year. We cut that right away. She was spending $300 per year on Netflix that was flooding her mind with negative ideas, beliefs and programming. That was the next thing to go. I suggested she have a meeting with her boss and ask for a $1 per hour raise because of inflation and she did. The boss agreed and completely understood. That's an extra $2000 per year right there. She started to ride her bike to work on sunny days, which saved her $300 per year in gas. On some bad weather days, when she wasn't going to do any shopping, she would take public transit to work. That saved her $250 per year. She got a gas discount card, which started to save her $350 per year, for the days she had to drive around. I asked her if she had any old jewelry to sell, or maybe some other items hanging around in her garage. She managed to get together a nice little pile of things she no longer used, sold them online and received $1300 for her efforts. She turned her heat down 1 degree and put on socks and sweater, saving her about $300 per year in heating. She decided to sweat things out a bit during the summer and even sleep in her basement on the super-hot days, rather than turn the air conditioner on all the time.......and that saved her another $400 per year. She went down to her cell phone provider and demanded a better deal on her phone. This resulted in her saving $325 per year compared to her old plan. She started to make her coffee at home, as opposed to picking it up at the drive thru...and that saved her $360 per year. She started to only eat two meals per day, instead of 3, inside a timed eating plan. This was her most important meeting with the pain teacher. That alone saved her about $1800 per year. She also dedicated to making sure her shower was 5 minutes or less, which helped her save another $300 per year in electrical costs.
In the end, I insisted she showed me the money she saved every month. It started to pile up and this excited her. She was also down 15 lbs. as well, via the removal of 1 meal per day plus the full removal of alcohol, from her lifestyle. She was amazed at how these small changes added up to some very positive results in her life. Financially she was up $8945 in her first year. That was our initial estimate, and we were pretty close to what ended up in her hand after 1 year of applying our plan. She took $1000 of that profit and bought some gold and also took another $1000 of that and bought some crypto currency called XRP. That was 5 years ago. That $1000 in gold is now $2000 and her $1000 XRP investment is now $5000.
After 5 years, she's now down 20 lbs., she's learned discipline, she's developed strength, she has acquired focused intention, she now plays the long game instead of the short term instant gratification game, she's up nearly $65,000 from where she was 5 years prior......when she was complaining that she had no extra money. She's now started a business online teaching other parents how to work the same profit generating schemes plus how to make small investments to grow the savings overtime. Nothing complex. Pretty simple stuff. Her social media advice and helpful emails are free but sometimes she does offer paid special events (with guest speakers) where she makes about another $12,000 per year running a side hustle that she loves.
Even after her first year, where she had managed to save about $9000 from organizing several hard meetings with the pain teacher, I congratulated her at the time for already being in business. She asked, "how so?" and I replied, "you're already running your life like a business, and that's some of the best practice you could ever get under your belt, without going to business school or paying for a business course. Running your life like a business is always the best first step to making things better for yourself and your loved ones."
There are ways to change. There are ways to get where you want to go. There are ways to get better, without breaking the bank. There are ways to ease into a business mindset. There are ways to lose weight in a healthy and sustainable way. There are ways to win, without radical change. Sometimes you just need a good coach, who can help guide you efficiently up success mountain. Sometimes you just need the right people around you, who have already walked up success mountain and back. I of course teach a program that includes almost every ingredient required.....so you'll get everything you need to make those small and sustainable changes in your own life. It's much easier than you think. You just need some basic strategies and of course you need to educate yourself on your own psychology. I teach all this and more inside my Overcoming Self-Sabotage Coaching Program. What you need is all inside this one offering. It's a full life makeover and it's time you made positive things happen. Click here to secure your spot, as this new class is now starting to fill. The first day of class is April 26th and anyone can afford it with our new payment plan. If you have any questions, please email me personally at [email protected]. I'll see you on opening day, so we can get better together.